Your investor clients don’t have to qualify. The property does.
Send a client a link. They find out what a property qualifies for in a few minutes, from their phone. You watch the file the whole way to funding — and your brokerage is paid when it closes.
You found the deal. The numbers work. Then it goes to a lender who wants two years of tax returns from a self-employed buyer, and six weeks later you are explaining to your client why the seller took a different offer.
We don’t underwrite your client. We underwrite the rent.
Three things change for you
An answer in minutes
Your client answers a few questions about the property and finds out what it qualifies for, on their phone, before they write the offer. No credit pull and nothing charged until they go ahead.
You stop chasing for status
Every file you send appears in your referral portal with where it stands — submitted, approved, funded, paid. You will know before you have to ask.
Your brokerage gets paid
When a file you referred funds, compensation is paid to your brokerage under an agreement your broker of record signs once. Competitive, and tiered on your office’s volume.
Your own link, and your own QR code
Sign up and you get both. Text the link, or put the QR code on a flyer, a sign rider, or the back of your card — anything a phone camera can see.
Whoever comes through it is attributed to you. You don’t have to remember to tell us, and there is no form for you to fill in on somebody else’s behalf.
How it works
Four steps. The longest one is waiting on your broker.
Sign up
Two minutes. We ask for your licence and your brokerage. If someone else at your office already signed you up, we tell you on the spot.
Your broker signs once
One agreement covers every agent at the brokerage. If your broker has already signed, you are live immediately.
Share your link
Hand it to anyone buying or refinancing investment property. Whoever comes through it is attributed to you.
Watch it move
Application to funding, in your portal. Your brokerage is paid on the loans that close.
What we lend on
Business-purpose loans on residential investment property. That is all we do, and it is the reason this is fast.
- Long-term rentals, short-term rentals, and small multifamily
- Purchases, refinances, and cash-out
- Held in an entity or in a personal name
We lend on what the property earns, not on what your client earns. No tax returns, no W-2s, no debt-to-income.
What we don’t do: owner-occupied homes, second homes, or anything a borrower intends to live in. If your client is buying a house to live in, we are the wrong call and we will say so in the first conversation rather than the fourth week.
Questions agents actually ask
Does my broker really have to sign something?
Yes, once. The agreement is between us and your brokerage rather than you personally, and it covers every agent in the office. It takes about a minute and it is signed electronically.
What if my broker will not sign?
Then we cannot pay a referral fee, and you will see that state in your portal rather than wondering about it. You are welcome to keep sending clients — they will be looked after either way — but the compensation side needs the agreement.
What if another agent at my office signed up first?
You are live the moment you finish signing up. The agreement is already in place.
Do I need to understand DSCR or non-QM lending?
No. Your client answers questions about the property and the system does the rest. If you want to learn it we will happily teach you, but nothing depends on it.
What does my client have to provide?
For the property: the address, the price, and what it rents for. For themselves: a credit authorization and identification. No tax returns and no income documentation.
Will you go around me?
No. Files that arrive through your link are attributed to you and stay attributed to you, and you can see every one of them.
What is the compensation?
Competitive, tiered on your office’s volume, and paid to your brokerage. The exact schedule is set out in the agreement your broker of record signs — the numbers in that contract are the numbers we pay, and there is no second version of them anywhere.
What if my client is not ready yet?
Send them anyway. They can find out what a property qualifies for without a credit pull and without paying anything, and the file will be waiting when they come back.
Find out what the next deal qualifies for before you write the offer.
Signing up takes two minutes and costs nothing.
Questions first? info@investorsequitygroup.com · (239) 204-5363
Business-purpose loans secured by non-owner-occupied residential investment property only. Not a commitment to lend. All loans are subject to underwriting approval, property eligibility, and the terms of the applicable loan documents. Referral compensation is payable to the referring brokerage under a written agreement executed by its broker of record, and only on loans that close and fund.